Seller offering $15,000 credit! Conveniently located in the heart of Annapolis near Westfield Mall, Rts. 50 and 97, and local restaurants, yet tucked away in the private community of Monticello, this craftsman style homes offers easy access to all that Annapolis has to offer, along with outdoor community amenities including pool, clubhouse and walking trails. Step inside to find gleaming hardwood floors throughout the main level, loads of abundant natural light with two story open foyer, transom window and side lights at the front door, and an open concept floor plan providing an excellent flow from the living room to dining room, featuring decorative wall trim, crown molding and large bay window. The enormous family room features a cozy gas fireplace, and the gourmet kitchen will delight any discerning chef with loads of cabinetry and counter space, and an island with overhang for stool seating, along with adjoining sunroom/breakfast nook with sliding glass doors exiting to expanded custom teak planked deck with stone patio beneath. The upper level presents an owner’s suite boasting a trey ceiling, luxurious en-suite bath with two vanities and corner soaking tub with tile surround, and shower with stainless shower panel tower system. Two additional spacious bedrooms sharing a full bath, a fourth bedroom with private bath, and laundry room complete the upper level. The fully finished lower level, with above grade walk out to stone patio, offers many possibilities. Includes an in-law/guest suite with a large living area, recreation room, and/or office space with both laminate and bamboo flooring, along with a full kitchen and dining area, full bath and additional laundry room. There’s also an abundance of storage areas and walk-in closets. The property also includes mature fruiting cherry and fig trees. HOA provides all lawn maintenance.