This home has an ASSUMABLE FHA mortgage with a 2.875% rate. Prepare to be charmed by every single aspect of this amazing home in the heart of Willow Ridge. Surrounded by meticulous landscaping this light gray, upgraded, foam-backed, sided Concord model is adorned with shuttered windows (all new construction- style windows), a covered front porch and carriage-style front entry garage doors. A landscaped walkway from the concrete driveway leads directly to your slate-covered front porch through an impressive Craftsman style front door. The Craftsman style is on full display throughout this bright and warm interior with solid hickory, hardwood flooring, deep moldings on the doors and windows, stair railings with iron basket rails, shiplap, board and batten, lime-washed brick, wood & gas burning fireplace, sliding barn style closet doors and so much more. The current owners have thought of everything in the process of refreshing and curating this home. You'll fall in love with the modern touches including the foyer nook, designer light fixtures, unique wall coverings and decor, custom tile work in the bathrooms and Laundry Room. The peninsula style Kitchen is amazing with fresh white shaker style cabinetry, white quartz countertops, farmhouse sink, white penny tiled backsplash and high end stainless steel appliances including a six burner gas cooktop with vent hood & pot filler, drawer microwave & double wall ovens. Brass drawer pulls coordinate with the knobs on the cooktop and make the entire area sing. Recessed and pendant lighting provide a well-lit workspace. A casual dining area on the peninsula blends well with the adjoining Family Room. Sliding doors give you direct access to the lovely 39x14 brick patio on the rear of the home. The main floor is completed with a beautiful Powder Room and a highly functional Laundry Room that includes the front loading washer/dryer and a built in laundry sink. You also have egress from this room to the yard. Your upper level retreat includes a full wall of board and batten on the stairway wall and the upper hallway. Your private Owners suite has hardwood flooring, a ceiling fan for comfort, sliding barn door style closet doors and a charming farmhouse style full bath. The remaining 3 Bedrooms have neutral carpet, customized decor on the walls and share the use of a large hall bath with custom tile, shiplap, double farmhouse style sink/vanity and a tub/shower. Your back yard is a paradise for relaxing and entertaining. The patio area is generous with Trex steps leading from the home to the patio, and a retractable awning for those hot days The large lawn is lush and perfect for play and it's all enclosed with a newer vinyl privacy fence. The yard is also bordered by arborvitae for an additional measure of privacy. All the window treatments in the home are included plus there's a security system and garage door openers/controls for your convenience. The owners have also added a fully owned solar system (SELLER WILL BE PAYING FULL AMOUNT OF SOLAR PANEL CONTRACT BY SETTLEMENT ) to help with those energy costs and absolutely everything has been maintained in tip top condition. Located in a highly rated school system, near trendy shopping and eateries, plus with quick access to all major highways. This really is a very special home, filled with all the charm and character you could ever want. Now is still a great time to buy a home!